Comments on: FHA Commissioner Cautions Against Raising Minimum Down Payment http://www.fhaloanpros.com/2010/03/fha-commissioner-cautions-against-raising-minimum-down-payment/ The Unofficial Guide to FHA Loans & Mortgages Wed, 08 Sep 2010 11:52:30 +0000 http://wordpress.org/?v=2.6 By: rob aubrey http://www.fhaloanpros.com/2010/03/fha-commissioner-cautions-against-raising-minimum-down-payment/#comment-90657 rob aubrey Fri, 12 Mar 2010 14:49:39 +0000 http://www.fhaloanpros.com/?p=2089#comment-90657 When will Government people realize that by increasing the cost you reduce the volume thereby reducing the total income. It is the same with taxes. Increasing the down payment from 3.5-5% will in theory increase the revenue by 30% per transaction, BUT lower the volume by 40%. They remind me of Realtors that hide the lock boxes. How does making it harder to get a loan or harder to show a house help. When will Government people realize that by increasing the cost you reduce the volume thereby reducing the total income.

It is the same with taxes.

Increasing the down payment from 3.5-5% will in theory increase the revenue by 30% per transaction, BUT lower the volume by 40%.

They remind me of Realtors that hide the lock boxes. How does making it harder to get a loan or harder to show a house help.

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